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Car Accident Liability In Franklin: What You Need to Know

In Franklin, there is an average of 3,536 car accidents per year.

Of those car accidents, 50% are the result of driver error. This means that one out of every two car accidents in Franklin is caused by a driver making a mistake. Some Common Mistakes That Lead To Car Accidents Include

  1. Distracted driving
  2. Speeding
  3. Driving under the influence of drugs or alcohol
  4. Reckless driving
  5. Failing to yield the right of way
  6. Running a red light or stop sign
  7. Making an illegal turn

Before we move on to what to do if you were involved in a car accident, let's define what is liability.

Liability means that a person is legally responsible for something. In the context of car accidents, this means that if you caused an accident, you are liable for any damage or injuries that resulted from it.

What Is Car Accident Liability In Franklin, TN 

Car accident liability is the legal responsibility that a driver has to pay for damages they cause in a car accident. In Franklin, this liability is typically covered by auto insurance. This is why it is so important for drivers to have auto insurance.

If you cause a car accident, your liability insurance will pay for the other driver's damages, up to your policy limit. Your policy limit is the maximum amount of money that your insurance company will pay for an accident that you cause.

The minimum amount of liability insurance that you can have in Franklin is $25,000 per person/$50,000 per accident for bodily injury and $15,000 for property damage.

However, we recommend that drivers carry much more than the minimum amount of liability insurance. The reason for this is that the cost of car accidents can quickly exceed the minimum limits.

For example, if you cause a serious car accident that results in the other driver being hospitalized, their medical bills could easily exceed $25,000.

If you only have the minimum amount of liability insurance and your damages exceed your policy limit, you will be responsible for paying the difference out-of-pocket.

This is why it is so important to make sure that you have enough liability insurance to protect yourself financially in the event of an accident.

How Does Car Accident Liability Work In Franklin, Tennessee?

When a driver causes a car accident, their auto insurance policy will cover the damages up to the policy limit. The driver will then have to pay any damages that exceed their policy limit.

There are two types of car accident liability: Fault and No-fault.

Fault means that the driver who caused the accident is legally responsible for the damages. In a no-fault state, each driver's insurance company pays for their own policyholder's damages, regardless of who caused the accident.

Tennessee is a fault state, which means that the driver who caused the accident is responsible for the damages. If you're in an accident, you can file a claim with the at-fault driver's insurance company to get compensation for your damages.

To file a claim, you'll need to know the at-fault driver's insurance information and your own insurance information. You should also have a copy of the police report if one was filed.

The at-fault driver's insurance company will likely try to lowball you with an initial settlement offer. It's important to have an experienced car accident lawyer on your side to help you negotiate a fair settlement.

If you can't reach a settlement with the at-fault driver's insurance company, you can file a personal injury lawsuit against the driver. A lawsuit is usually only necessary if the at-fault driver was uninsured or underinsured.

An experienced car accident lawyer will know how to build a strong case and get you the compensation you deserve.

What Are Some Of The Factors That Determine Car Accident Liability 

There are a few different factors that can affect car accident liability. These are some of the most common:

-Who caused the accident? The driver who caused the accident is typically liable for the damages.

-What type of accident was it? If the accident was a hit and run or a drunk driving accident, the liability may be different.

-Was there a police report filed? The police report can be used as evidence in a liability claim.

-What type of insurance do you have? If you have full coverage, your insurance company may cover your damages even if you are at fault.

-What type of insurance does the other driver have? If the other driver has no insurance or not enough insurance, you may need to file a lawsuit to get compensated for your damages.

If you've been in a car accident, it's important to speak with an experienced car accident lawyer who can help you determine liability and get the compensation you deserve.

How Can You Protect Yourself From Being Held Liable In A Car Accident 

There are a few different things you can do to protect yourself from being held liable in a car accident.

The best thing you can do is to make sure that you have enough liability insurance. You should also be careful when driving and avoid doing anything that could potentially cause an accident.

If you are ever in an accident, it's important to cooperate with the police and not admit fault. Let your car accident lawyer do the talking for you to avoid saying anything that could be used against you.

How Can An Attorney Help You With Car Accident Liability In Franklin

- What to do if you're in a car accident

- How to prove liability in a car accident

- The consequences of not proving liability in a car accident

- How to protect yourself from being held liable in a car accident and more

An experienced car accident lawyer in the area will know how to handle your case and get you the compensation you deserve. Schedule a free consultation with an attorney today to get started on your case.

Contact a Car Accident Attorney in Franklin, TN

If you've been in a car accident, contact an experienced car accident lawyer in Franklin, TN. Alexander Shunnarah Trial Attorneys has earned a solid reputation in Franklin, TN, and throughout the country as the best car accident and personal injury law firm. Alexander Shunnarah Trial Attorneys is well-known for its groundbreaking work in the field of car and personal injury law, which has resulted in numerous victories.

Call Alexander Shunnarah Trial Attorneys right now if you or someone you know has been hurt in an accident and requires legal assistance. Our team of knowledgeable car accident attorneys is ready to listen to your story, devise a plan, and battle for the compensation you deserve. Get your free, immediate case evaluation by calling Alexander Shunnarah Trial Attorneys